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Bail Bond Misinformation You Might Assume Is True

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The criminal justice system is one of the more complicated aspects of society, and it is capable of having profound impacts on the lives of those that are drawn into it. This makes it important for everyone to make sure that some of the most common pieces of misinformation are corrected. Myth: Bail Will Count Towards Any Fines That Are Levied It is common for those that are convicted of crimes to face monetary fines. Read More»

Why Tax Reform Might Not Affect The State Income Tax Return Of Some Homeowners

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Homeowners have traditionally relied on the mortgage interest deduction to provide an ongoing tax benefit. By doing so, the cost of mortgage interest is used as an itemized deduction to offset current taxable income. However, the potential usefulness of the mortgage interest deduction has been diminished by recent tax legislation. The Tax Cuts and Jobs Act (TCJA) was passed and signed into law in December of 2017. The TCJA is often described as a tax reform bill, due to its broad scope. Read More»

Are You Low-Risk Or High-Risk In Terms Of Financial Planning?

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Before you begin building your portfolio, you need to determine whether you’re a high-risk or low-risk investor. This distinction is incredibly important, not only for financial reasons but also psychological ones. Here are a few things you need to know. What Are Low-Risk or High-Risk Investments? In terms of a balanced portfolio, risk often refers to the volatility of investments. Bonds are one of the lowest risk options; you know you’ll make a certain amount every year, even though that amount isn’t very much. Read More»

Starting A Business? Why You Should Try To Get A Small Business Administration Loan

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When you’re starting a business there’s nothing more important than capital. You need money to buy the equipment needed to run your company as well as the funding to get the inventory that is requested by your clients. A great way for you to get your hands on a lump sum of cash is to receive a loan from the Small Business Administration (SBA.) The SBA is a government entity that is all about supporting entrepreneurs that are trying to get a business off the ground. Read More»

Tax Free Income Strategies Every Person Can Use

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Tax free income strategies can help you earn money tax free. Most people think that tax free income strategies are only for the wealthy. But there are many smaller strategies that the average person can take advantage of and use. Here are a few of the tax free income strategies that you may be able to take advantage of.  Contribute to a Roth IRA Account One of the most recommended tax free income strategies is to contribute to a Roth IRA account. Read More»

Things You Need To Know Before Looking For A Consumer Loan

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If you are planning a big event, want to take a vacation, or need to purchase a large-ticket item, you may need to borrow money for it. You could use one or more credit cards, or apply for a consumer loan. Here are a few things you should know before making a decision on how to get the financing you need. Credit Card vs Consumer Loan You may have some credit cards that are not maxed out and have enough remaining credit to pay what you need. Read More»

Coin Collecting 101: 3 Easy Coin Grading Preparation Tips

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A coin collection can be worth a lot of money. However, if you are attempting to sell your collection you should first get it appraised and graded. By doing these steps first, you’ll ensure that you get a fair price for your collection. If you need to have your collection graded, but don’t know where to begin, don’t worry. These three tips will help ensure your experience is quick and easy. Read More»

Having An Estate Sale? Use These Suggestions

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Being in charge of handling a deceased relative’s things can be a challenge. Deciding to have an estate sale can allow you to sell off the contents of their house and make some money that you can send to other relatives or use as you like. However, without experience with these kinds of sales, you may need help; the suggestions here can make your sale successful: Research Items A big mistake you can make when pricing things are failing to do research. Read More»

Some Things You Should Know About A Home Equity Loan

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If you are like most people, your biggest investment is your house. Between the down payment that you put down and the equity that you have built into your house, you have a good financial situation in your house. This is why when you need to free up cash, you might think of a home equity loan. In some cases, this is a great investment, and in other cases, you shouldn’t do it. Read More»

3 Questions To Ask Before Deciding To Bail Your Friend Out Of Jail

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If you received a call in the middle of the night from your best friend who was arrested, they may have asked you to bail them out of jail. If this is the first time you have ever had to do this, you may be uncertain about the process and legalities. If so, ask the following three questions to the bail bondsman and yourself before making a decision. What Type Of Collateral Is Needed? Read More»