You get a call late at night and find your best friend on the other end of the call. Your friend is in jail and needs help getting out. If you do not have the cash to pay the bond, where can you turn? The simplest option is turning to a bail bond agent. You can hire a bail bond agent for assistance, but you must sign a contract with the agent. Read More»
As a minister, you occupy a unique role in your community. You also occupy a unique role within the U.S. tax code. Ministers are one of a handful of occupations that are considered a hybrid worker for tax purposes. While you are treated as an employee of a church in some ways, you are largely considered to be self-employed for income taxes. What does this mean for you? Here are three keys to avoiding a tax bill due at the end of the year. Read More»
Whether you’re a business owner, a self-employed individual, or anything in between, a certified public accountant can be a wonderful help to you. These professionals really know their stuff when it comes to finances and can offer you a host of great benefits. Thus, no matter who you are or where you are in life, consider hiring one to work closely with you. Taxes The most major and common thing that accountants help with is your taxes. Read More»
Many types of debt relief products and services are out there these days. Two services people can often mix up with each other include debt consolidation and debt settlement. Both these services can help someone looking for a debt solution, but for many people, debt settlement services can represent the best first step to take. Here is a look at the difference between these two debt services. What Is Debt Consolidation? Read More»
If you are someone who is new to income investing, but you would like to learn more about the process, then it is important that you educate yourself so that you do not end up wasting your hard-earned money. It does not matter if you are someone who is investing in a 401k, an IRA, or a Roth IRA, the basic underlying principals are the same: you must learn what to invest in, how to invest in it, and how much to invest. Read More»
If you are facing criminal charges and had to utilize the services of a bail bondsman to get out of jail, you will not only have to worry about the criminal case you are now involved with, but you will also have to make sure you do not break any rules with the bail bondsman that paid your bond. To help you with this, here are several mistakes you should avoid making when you are out on bail. Read More»
If you have a large chunk of money that you want to place in a trust, then you may want to look at your options outside of the United States. These are referred to as offshore trusts and they do provide Americans with quite a few benefits over trusts established within the United States. Keep reading to learn about some of the more basic benefits. Asset Protection The main benefit of an offshore trust and the reason that many individuals seek them is the fact that they allow for the protection of assets. Read More»
The criminal justice system is one of the more complicated aspects of society, and it is capable of having profound impacts on the lives of those that are drawn into it. This makes it important for everyone to make sure that some of the most common pieces of misinformation are corrected. Myth: Bail Will Count Towards Any Fines That Are Levied It is common for those that are convicted of crimes to face monetary fines. Read More»
Homeowners have traditionally relied on the mortgage interest deduction to provide an ongoing tax benefit. By doing so, the cost of mortgage interest is used as an itemized deduction to offset current taxable income. However, the potential usefulness of the mortgage interest deduction has been diminished by recent tax legislation. The Tax Cuts and Jobs Act (TCJA) was passed and signed into law in December of 2017. The TCJA is often described as a tax reform bill, due to its broad scope. Read More»
Before you begin building your portfolio, you need to determine whether you’re a high-risk or low-risk investor. This distinction is incredibly important, not only for financial reasons but also psychological ones. Here are a few things you need to know. What Are Low-Risk or High-Risk Investments? In terms of a balanced portfolio, risk often refers to the volatility of investments. Bonds are one of the lowest risk options; you know you’ll make a certain amount every year, even though that amount isn’t very much. Read More»